ⓘ Category:Finance occupations

Credit analyst

A credit analyst is a person employed by an organization to analyze the credit worthiness of customers and potential customers. Job responsibilities may include: Setting new customer credit limits Recommending credit limits based on company credit policies Resolving credit issues Evaluating credit risk Analyzing financial data, statements and trends Reviewing credit applications Performing credit reviews of existing customers Monitoring risk trends on behalf of management and sales personnel Projecting sales Maintaining customer files with financial statements and bank reference information

Credit assistant

A credit assistant is a person employed by an organization to provide support services to credit managers, credit analysts and other members of the credit department. This position is often entry level. Job responsibilities may include: Verifying credit reference information Collections Customer service Gathering credit reports, financial histories and other data for credit analysts

Director of credit and collections

A director of credit and collections is a senior-level employee in an organizations credit department. Job responsibilities may include: Encouraging sales growth Hiring, firing, evaluating and promoting credit department employees Evaluating and improving collection effectiveness Mentoring credit managers, credit analysts and other credit department personnel Administrating credit policies Overseeing credit and collection functions

Financial planner

A financial planner or personal financial planner is a professional who prepares financial plans for people. These financial plans often cover cash flow management, retirement planning, investment planning, financial risk management, insurance planning, tax planning, estate planning and business succession planning.

Insolvency practitioner

In the United Kingdom, only an authorised or licensed insolvency practitioner may be appointed in relation to formal insolvency procedures. Quite often IPs have an accountancy background. A few active practitioners are lawyers, but it is not necessary to be qualified as either, as since 1986 there has been a direct entry route to the profession.


An investor is a person that allocates capital with the expectation of a future financial return or to gain an advantage. Types of investments include: equity, debt securities, real estate, currency, commodity, token, derivatives such as put and call options, futures, forwards, etc. This definition makes no distinction between the investors in the primary and secondary markets. That is, someone who provides a business with capital and someone who buys a stock are both investors. An investor who owns a stock is a shareholder.

Portfolio manager

A portfolio manager is a professional responsible for making investment decisions and carrying out investment activities on behalf of vested individuals or institutions. The investors invest their money into the portfolio managers investment policy for future fund growth such as a retirement fund, endowment fund, education fund, for other purposes. Portfolio managers work with a team of analysts and researchers, and are responsible for establishing an investment strategy, selecting appropriate investments, and allocating each investment properly towards an investment fund or asset manageme ...

Quantitative analyst

A quantitative analyst is a person who specializes in the application of mathematical and statistical methods to financial and risk management problems. The occupation is similar to those in industrial mathematics in other industries. Although the original quantitative analysts were "sell side quants" from market Creator firms, concerned with derivatives pricing and risk management, the meaning of the term has expanded over time to include those individuals involved in almost any application of mathematics in finance, including the buy side. Examples include statistical arbitrage, quantita ...